cove accounting services san ramon ca

The Cove Difference

Relieved of time-consuming and tedious tasks like bookkeeping, payroll and tax reporting activities, our clients have discovered:

  • …they become more efficient and productive for and as a result, their businesses become more profitable.
  • …their work-life balance improves when their free time isn’t spent struggling with bookkeeping and other tasks.
  • …we have our own fully-staffed offices and we are wholly insured from a professional liability standpoint.
  • …Cove understands that you are entrusting us with sensitive financial information, and we go to great lengths to preserve and protect that data using cutting-edge, software security tools.

See how Cove can help you thrive and prosper – Call us to set up a free consultation:

San Ramon: 925-579-3777

san ramon, ca accounting services

Honolulu: 808-762-1531

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Taking the time to get to know every individual and what makes them and their business unique is step one at Cove.

Most business owners understand the true value of expertise when it comes to accounting, payroll and other business services and that is exactly what the Cove team brings to the table. When you work with us, you’ll get to know that our team is committed to streamlining processes and protocols while implementing superior solutions to help your business thrive and prosper.


Joseph Rodrigues Founder Cove accounting services san ramon, ca

Joseph Rodrigues

Cove Founder & President

“I am truly passionate about my work, which is why I am able to dedicate myself one hundred percent to my clients every single day, no matter what challenges or obstacles lie in front of me.”

A seasoned business executive with both management and operational expertise, Joseph loves working with entrepreneurs, start-ups, and established businesses from sole proprietors to large corporations.

“I created Cove Professional Services to meet the needs of business owners who need immediate and on-demand Business Services, including accounting, payroll, human resources, and income tax prep. I know first-hand what it takes to run an operation with tight budgets, rising health care costs, and an ever-growing patchwork of employment laws and regulations.

These are challenges that can overwhelm a business owner who’s highly motivated to build their business but lacks the expertise in accounting.

You are welcome to schedule a time in my calendar for a free consultation.

— Joseph Rodrigues | Cove Founder & President

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Arleen Villanueva

Director of Accounting

Arleen is a highly experienced financial professional having spent the last 33 years in various accounting roles in both publicly listed companies and public practice. She has an in-depth knowledge of Generally Accepted Accounting Principles and International Financial Reporting Standards. She specialized in financial reporting, auditing, financial modeling, and strategic planning. She holds qualifications as a Certified Practicing Accountant in Australia and a Certified Public Accountant in the Philippines. A graduate with a Bachelor of Science in Commerce (Accounting major) from University of Santo Tomas. Her data storytelling ability makes her exceptionally valuable to non-accountants and stakeholders. Hiking is her way to bond with nature.

Arleen Villanueva

Jeff Minch

Jeff Minch

Fractional CFO / Financial Data Analytics Expert

Jeff brings a rare talent for translating complex financial data into clear, actionable insights that help entrepreneurs unlock their company’s potential. With experience as both CFO and COO across organizations of all sizes—and as an entrepreneur who has built and successfully exited his own businesses—he’s found his calling working with small- and medium-sized companies. Jeff specializes in identifying untapped growth opportunities and diagnosing what’s holding businesses back, then delivering practical recommendations that operators can implement right away.

A first-generation college graduate who earned his MBA from Wharton, Jeff combines analytical rigor with real-world perspective. When he’s not working with numbers and processes, you’ll find him pursuing his passion for fitness as a certified personal trainer and nutrition coach.

Rafael “Rafa” Rodrigues

Senior Payroll Manager

Rafael “Rafa” Rodrigues is Cove’s Senior Payroll Manager and has been with the firm since its inception in 2014. With a background rooted in entrepreneurship, Rafa brings a strong operational mindset and a deep appreciation for the critical role payroll plays in supporting growing businesses.

Rafa manages payroll for clients across a wide range of industries, including construction, retail, professional services, franchise operations, and automotive. His experience spans multi-state payroll, compliance coordination, and ongoing support to ensure clients remain accurate, timely, and compliant as their businesses scale.

Outside of work, Rafa enjoys fast cars, exploring the outdoors, fishing, and traveling. His commitment to his clients is second to none, and he takes pride in being a reliable, detail-oriented partner businesses can count on.

Rafael “Rafa” Rodrigues the Senior Payroll Manager at Cove

Lee Ferreira, the 
Accounting Associate and Executive Assistant at Cove

Lee Ferreira

Senior Accounting Associate & Executive Assistant

Lee Ferreira is a Senior Accounting Associate & Executive Assistant at Cove Professional Services, where she has been a trusted member of the team for over 10 years. She holds an Associate’s degree in Accounting and supports a wide range of client engagements across the professional services, retail, and automotive industries.

In her dual role, Lee assists with day-to-day accounting operations, client communications, and internal firm coordination, helping ensure accuracy, efficiency, and continuity across client accounts. Her long-standing tenure with Cove reflects her deep institutional knowledge, attention to detail, and commitment to supporting both clients and the firm’s leadership.

Outside of work, Lee enjoys spending time with her family, exploring the outdoors through hiking, and traveling whenever she gets the opportunity.

Stella Jean Ubanan

Junior Accountant

An experienced and detail-oriented Junior Accountant with 10 years in accounting services and a Bachelor’s degree in Accountancy. Proficient in financial reporting, bookkeeping, account management, and reconciliation, with strong skills in QuickBooks and Excel. Recognized for accuracy, reliability, and a positive, joyful attitude. Passionate about professional growth and travel, bringing curiosity and energy to both work and life. finding creative ways to solve challenges and grow within the team.

A photo of junior account Stella Jean Ubanan

Nica Joane Fujico C. Azares, Junior Accountant

Nica Joane Fujico C. Azares

Junior Accountant

Graduate of Business Administration major in Financial Management, with several years of hands-on accounting experience supporting clients across various industries. As a client-focused bookkeeper, I prioritize understanding each business’ specific needs and delivering accurate, dependable financial support. I am experienced in using a variety of software programs essential for accounting, bookkeeping, and business management. My goal is to help business owners and entrepreneurs stay focused on growth while I take care of the numbers.

What our clients are saying …

“I am the owner of a retail establishment in Tracy, CA. Joseph at Cove has been managing my accounting books and payroll for several years now.
Joseph is sharp, extremely knowledgeable, friendly, and has always gone the extra mile to ensure the best interest of my business.

Joseph has often given recommendations to ensure our compliance with accounting practices and labor laws in California. He works to minimize potential risk and liability while at the same time ensuring the morale of my team.

I am not one for writing reviews but this review is well deserved. I look forward to continuing to work with Cove for many years to come.”

— Leilani Ferreira, A&M Exchange